Disclosures – buildretirementwealthclub.com

Legal & Compliance Disclosures

Transparency is the foundation of trust. Review our complete Privacy Policy, Terms of Service, Earnings Disclaimer, and Membership Agreement.

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Section 01

1. Introduction

Build Retirement Wealth Club (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and the choices you can make regarding your data.

2. Information We Collect

When you buy our products or services, we collect payment details (processed securely by third-party payment processors).

When you participate in our forums, post comments or send messages, we collect the content you share.

We use cookies and tracking technologies to remember your preferences, track affiliate referrals and understand how our site is used. Affiliate cookies last 45 days to ensure affiliates are credited properly.

3. How We Use Your Information

We use your information to:

Provide and manage memberships, products and services;
Process payments and fulfil orders;
Send newsletters, updates and marketing communications you opt in to receive;
Manage forums and community features;
Improve our site and services through analytics and research;
Comply with legal obligations.

4. Sharing Your Information

We do not sell your personal information. We share data only with trusted partners who help us operate our business, such as:

(e.g., Stripe, PayPal) to process transactions;

like MemberPress, BuddyBoss, WooCommerce, Printful and Printify that power our membership, community and ecommerce features. These providers process data under their own privacy policies;

used to send newsletters and account communications.

5. Data Security

We use SSL encryption, regular backups and up-to-date software to protect your information. While no method is 100% secure, we strive to safeguard your data against unauthorized access.

6. Your Rights

Depending on your jurisdiction, you may have the right to access, correct or delete your personal information. To exercise these rights, please contact us at your email address.

7. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page and update the “Last Updated” date.

8. Contact Us

If you have questions about this Privacy Policy, please email us at [your email address].

Section 02

1. Acceptance of Terms

By using buildretirementwealthclub.com or purchasing a membership, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our site.

2. Membership Subscriptions

We offer Basic and Premium memberships with recurring monthly, quarterly, annual and lifetime options.

Fees are billed at the start of each subscription period. You authorize us to charge your chosen payment method on a recurring basis until you cancel.

You may cancel your membership at any time via your account settings. Cancellation will prevent future billing but does not retroactively refund past charges.

3. Content and Intellectual Property

All content — including videos, courses, newsletters, eBooks, text, graphics and trademarks — is owned by Build Retirement Wealth Club or our licensors. You may not reproduce, distribute or sell our content. Members are granted a non-exclusive, non-transferable license to access and use the content for personal educational purposes.

4. User Conduct

You agree not to post or transmit content that is unlawful, abusive, defamatory, discriminatory or infringes intellectual property rights. We reserve the right to remove content that violates these rules and to suspend or terminate accounts for misconduct.

5. Affiliate Program

If you participate in our affiliate program, you must comply with the Affiliate Agreement. Commissions are paid on initial and recurring payments as follows:

6. Third-Party Links

Our site contains links to third-party websites and opportunities. We do not control these sites and are not responsible for their content or practices. Affiliate links may earn us a commission, which we disclose to users.

7. Disclaimer and Limitation of Liability

All information on our site is for educational purposes only and does not constitute personalized financial advice. Investing involves risk, including loss of principal. You agree that Build Retirement Wealth Club is not liable for any damages arising from your use of our content. Our liability is limited to the amount paid for your membership.

8. Modifications

We reserve the right to modify these Terms at any time. Updated terms will be posted on the site, and continued use constitutes acceptance of the changes.

9. Governing Law

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.

Section 03

Earnings & Investment Disclaimer

Membership Tier

Commission Rate

Applies To

Basic Membership

20%

Initial & recurring payments

Premium Membership

30%

Initial & recurring payments

All content provided by Build Retirement Wealth Club — including newsletters, courses, videos and blog posts — is for general educational and informational purposes only. We do not provide personalized investment advice, tax advice or legal advice. Past performance is not indicative of future results, and investments can decrease in value. You should consult a qualified financial advisor before making investment decisions.

Stock, crypto, forex and options “picks” mentioned in our newsletter or courses are hypothetical examples used for educational purposes. They are not recommendations to buy, sell or hold any security.

Some links on our site are affiliate links, meaning we may earn a commission if you purchase a product or service through those links. This helps support our work and allows us to keep producing content.

We do not guarantee any specific financial outcomes or returns. Your results may vary depending on many factors beyond our control.

⚠️ Important: Investing involves substantial risk of loss and is not appropriate for all investors. Always conduct your own due diligence and consult a licensed financial professional before making any investment decisions.

Section 04

Membership Agreement / Waiver

By subscribing to Build Retirement Wealth Club, you agree to the following membership agreement and waiver of liability:

I understand that the educational content provided on this site does not constitute personalized financial advice. I agree to use the information for my personal education and not to rely on it as the sole basis for financial decisions. I have read and accepted the Terms of Service, Privacy Policy and Earnings Disclaimer. I assume full responsibility for any investment decisions I make and release Build Retirement Wealth Club and its representatives from liability for losses or damages related to my use of the site.

Members must acknowledge this agreement by ticking a checkbox during checkout.

Keeping records of user acceptance helps demonstrate compliance if regulators review your course content and processes.

Content Review

Regularly review courses and newsletters for accuracy and regulatory compliance.

Risk Disclosures

Provide clear risk disclosures and instructions for independent research.

Third-Party Links

Regularly review third-party links to ensure they remain accurate and compliant.

Document Updates

Keep compliance documents (Privacy Policy, Terms, Disclaimer) up to date with documented changes.

Section 05

Compliance Considerations

This comprehensive legal and compliance page helps set clear expectations for users, protects your business and demonstrates that you take privacy and regulatory obligations seriously.

Attorney Consultation Required: These documents are templates only. Please consult a qualified attorney to ensure full compliance with all applicable laws and regulations and to tailor the language to your specific business circumstances.